Hanson & Ryan has been insuring contractor’s of all types for over 125 years. We offer excellent liability and worker’s compensation programs that can be packaged with a contractor’s equipment floater. This specialized inland marine coverage provides the contractor with a comfort level that his equipment is insured for loss whether it is left on the jobsite, in a commercial vehicle, or stored off premises. There is no location limitation as to where the equipment has to be stored to be covered. This is important in this era of contracting where one piece of equipment may be used at several different locations all in one day.

One great selling point of this policy is that the equipment can be scheduled for an agreed value. You can also blanket multiple smaller items into one group so that there is a block of coverage that can extend to any new items purchased.

Some contractors decide they are better off renting the equipment for a short time since it is might be too expensive to purchase. If this suits your needs, our agency can tailor a program that gives you coverage for any specific amount you choose for leased and rented equipment. So whether you own several excavators, rent a crane for the day, or just need to cover some miscellaneous hand tools, Hanson & Ryan has the right policy to cover you and your contracting equipment.