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CONTRACTOR LIABILITY
We've worked hard to earn your trust.


Liability insurance for a contracting business has never been more confusing than it is today. With so many construction projects involving multiple subcontractors, how can the proper liability be determined if something goes wrong? Hanson & Ryan can help provide the answers from start to finish. We can review the various contacts and additional insured agreements that every contractor is asked to sign and review prior to work commencing. We provide immediate certificates of insurance round the clock. We make sure the proper liability coverage is in place while the work is being done and long after the project is completed. This way our contracting clients can focus on the bidding process and the work at hand.

Our contractor’s general liability policies include coverage for completed products and operations. We also can provide the following important coverage for a contractor’s insurance portfolio.

  • Workers compensation
  • Commercial excess liability umbrella
  • Commercial Automobile
  • Contractor’s Scheduled Tools and Equipment
  • Pollution
  • Bonding

Please call upon one of our experienced professionals to make sure you are getting the best rates for your contracting business insurance needs. We also can help you review your worker’s comp experience rating and your audits to make sure you are not overpaying on your premiums.

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Hanson & Ryan Inc. • 87 Lackawanna Ave. • PO Box 347 • Totowa, NJ 07511-0347 • Phone: 973.256.6000 • Fax: 973.256.4788